Let’s address the question everyone asks when house hunting on Long Island:
“Are there actually any homes with low property taxes out here?”
It sounds like a unicorn, right?
But here’s the truth…
✅ It’s Not a Myth — But It Takes a Strategy
Yes, Long Island is known for its high property taxes.
Yes, school districts, townships, and even street addresses can shift what you owe.
But — there are homes and areas with manageable taxes.
You just have to know where to look.
That’s where working with the right agent makes all the difference.
đź’ˇ What Affects Your Property Tax Bill?
Here’s a quick breakdown:
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🏫 School District – Taxes are often higher in top-rated school districts.
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🌆 Town/County – Town of Babylon, Islip, Brookhaven… they all have different rates.
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📦 Home Type & Size – A smaller cape-style home may have lower taxes than a massive colonial.
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📍 Assessed Value & Exemptions – STAR program, veterans, seniors — there are ways to save.
đź“Ť Examples of Lower-Taxed Areas (You Might Not Expect!)
🔹 Mastic Beach & Shirley – Great starter homes, lower tax base, and close to the water.
🔹 Central Islip – Up-and-coming with value-priced homes and reasonable tax rates.
🔹 Parts of Brentwood, North Amityville, and Coram – Taxes often under $7,000 annually.
🔹 Some Co-ops or Condos – Lower taxes + lower maintenance (if that’s your thing).
Not every home here has low taxes, but compared to surrounding towns?
These spots can offer real relief on your monthly mortgage.
🧮 Quick Reality Check
Let’s say two homes are the same price, but one has $13,000 in taxes and the other has $7,000.
That’s a $500/month difference in your mortgage payment.
Over 5 years? That’s $30,000 saved.
That’s why I tell buyers:
👉 Don’t just look at price. Look at the whole picture — and taxes are a big part of it.
🔍 How We Help at Arvy Realty
We don’t just show you listings—we run the numbers with you.
We help you find:
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Homes with lower taxes (without sacrificing value or location)
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STAR and exemption eligibility
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Local grant and down payment assistance options
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Areas with real appreciation potential
Let’s Find the Right Home (and Save You Thousands)
If you’re house hunting on Long Island and want to avoid overpaying on taxes, I’ve got your back.
No guesswork. No wasted weekends. Just smart, strategic real estate.
📲 Text “TAX LIST” to [your number] or click the link below to book a free 15-minute consultation.
👉 Schedule Your Free Call
đź’¬ Or DM me on Instagram @arvyreal
Let’s find your ideal home and keep your monthly payments where they belong — in your budget.